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Are you ready to buy or sell a home?
Now is the ideal time to dive into the real estate market, with favorable conditions for both buyers and sellers. Whether you’re searching for your first home, looking to upgrade, or ready to sell, expert guidance can make all the difference. Take advantage of the current opportunities and make informed decisions with our support. Call or text us at 916-444-6900 to start achieving your real estate goals today and make the most of this thriving market!
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Home loans available to prospective buyers
In California, there are several types of home loans available to prospective buyers. Here are some common options: Conventional Loans: These are traditional loans not backed by a government agency (such as FHA or VA). They typically require good credit and a down payment of at least 3%. FHA Loans: Insured by the Federal Housing Administration, FHA loans are popular among first-time homebuyers due to their lower down payment requirements (usually around 3.5%) and more lenient credit score requirements. VA Loans: Available to eligible veterans, active-duty service members, and some spouses, VA loans are guaranteed by the U.S. Department of Veterans Affairs and often require no down payment. USDA Loans:…
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Get Pre-Approved Before House Hunting
Once your lender reviews your credit, income, and assets, they’ll assess your eligibility for a mortgage. If approved, they’ll determine your maximum price range based on your financial profile and provide you with a pre-approval letter. With this in hand, you can confidently start house hunting alongside your Realtor, Don Skultety in search of your ideal home. Call or text us at 916-444-6900 When you’re ready to make an offer, Don will submit the pre-approval letter along with the contract, demonstrating to the seller that you’re already approved for financing, streamlining the buying process. Call or text us at 916-444-6900
